1. Eligibility and Scope of Service

DNA LEGACY AGENCY provides life insurance and financial protection services. To use our Site, you must be at least 18 years of age. Our services are specifically offered to individuals and families residing in the following states: Arkansas, Florida, Illinois, Nevada, Ohio, Pennsylvania, Texas, Virginia, and West Virginia. We do not represent that the materials or services on this Site are appropriate or available for use in other locations.

2. Description of Services

We offer a variety of financial products and insurance strategies, including but not limited to:

Comprehensive Coverage: Life insurance plans designed to safeguard income and family futures.

Family Plans: Legacy planning and income protection for loved ones.

Customized Strategies: Tailored financial plans based on individual goals and risk tolerance.

Generational Wealth Strategies: Efficiency-focused wealth transfer and financial security planning.

Quick Approval Services: Streamlined underwriting processes through third-party carriers.

Affordable Rate Comparison: Shopping multiple carriers to find competitive pricing.

3. Mobile Messaging (A2P SMS) Terms and Conditions

By providing your mobile phone number and opting in to receive communications from DNA LEGACY AGENCY, you agree to the following A2P SMS terms:

Program Description: Transactional and promotional alerts about insurance policies and financial services (including, for example, quote updates, appointment reminders, policy status updates, educational content, and special offers).

Opt-In / Consent: By opting in via website forms (including contact forms, quote requests, or other online opt-in methods), you provide express written consent to receive recurring automated promotional and transactional text messages (e.g., SMS and MMS) from DNA LEGACY AGENCY at the mobile number you provide.

Message Frequency: Message frequency varies.

Opt-Out: You may opt out at any time by texting STOP. After you text STOP, we will send a confirmation message and you will no longer receive messages unless you opt back in.

Help: Text HELP for assistance or contact [email protected].

Rates / Costs: Message and data rates may apply.

Carrier Disclaimer: Carriers are not responsible for delayed or undelivered messages.

Privacy: Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Link to privacy policy: https://dnalegacyagency.com/privacy-policy

4. No Professional Advice

The content on this Site is for educational and informational purposes only and does not constitute legal, tax, or investment advice. While we strive for clarity and accuracy, insurance products are complex. You should consult with a qualified professional regarding your specific financial situation before making a purchase.

5. Intellectual Property

All content, logos, trademarks, and materials on this Site are the property of DNA LEGACY AGENCY or its licensors and are protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

6. Prohibited Conduct

When using this Site, you agree not to:

Use the Site for any fraudulent or unlawful purpose.

Interfere with the security or operation of the Site.

Attempt to scrape or collect data from the Site through automated means.

Submit false or misleading information in contact forms or applications.

7. Limitation of Liability

To the fullest extent permitted by law, DNA LEGACY AGENCY shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of the Site or the inability to access the Site. You understand and agree that any financial or insurance decisions you make based on information provided on the Site (including educational materials, general descriptions, or estimates) are made at your own discretion and risk. We do not guarantee that any applicant will be approved for insurance coverage, as approvals are determined by third-party carrier underwriting.

8. Indemnification

You agree to indemnify and hold harmless DNA LEGACY AGENCY, its officers, employees, and agents from any claims, losses, or expenses (including attorney's fees) arising from your violation of these Terms or your use of the Site.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the states in which we operate: Arkansas, Florida, Nevada, Ohio, Pennsylvania, Texas, Virginia, and West Virginia, without regard to conflict of law principles. Any legal action related to these Terms shall be filed in a court of competent jurisdiction in a state where we operate, as applicable.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site following any changes constitutes your acceptance of the revised Terms.

11. Contact Information

For questions regarding these Terms and Conditions, please contact us at:

DNA LEGACY AGENCY
Email: [email protected]
Website: https://dnalegacyagency.com/